Whether you are involved in an automobile accident or not, it is important to understand the law and get the compensation you deserve. An attorney can help you file a claim and make sure that you are properly compensated. When you need a Charleston car accident lawyer, you can trust that you'll be represented by a legal professional who has a great deal of experience in helping people who have been injured in car accidents.
Get medical help after an accident
Getting medical help after an accident can be tough if you don't have health insurance. However, you should know that some insurance companies will pay for some medical costs. You might also qualify for Medicaid, a government-run health insurance program for low-income individuals.
The best medical treatment after a car crash is getting an accurate diagnosis. Some doctors will run tests to determine the severity of your injuries. They may also refer you to specialists if your condition warrants it.
If you don't have health insurance, check with your state's Medicaid office. Medicaid will pay for past medical bills, depending on state regulations.
For an accurate diagnosis, it's best to see a doctor as soon as possible. You can also ask for a recommendation from an attorney. A doctor with extensive experience in accident patients can help you navigate the post-accident process.
Some doctors will run tests to determine the severity and cause of your injuries. They might also prescribe muscle relaxers and pain medications.
If you don't see immediate relief from the doctor's visits, you might want to consider going to an urgent care clinic. These are generally open longer hours than a primary care physician. They are also more likely to accept walk-ins, as they don't require appointments.
The best medical treatment after an accident is one that you receive as soon as possible. If you wait, you might end up with more injuries or suffer from complications due to your delay in treatment.
Aside from letting your doctor know that you were in an accident, you should also tell him or her about the symptoms you are experiencing. This is a good idea, as it will make it easier to determine the cause of your pain.
For the best medical treatment after an accident, you should also follow your doctor's instructions. This includes taking the prescribed medications, following orders about rest, and participating in physical therapy. You should also make sure that you attend all follow-up appointments. You may even want to consider filing a claim with your health insurance.
Uninsured motorist coverage pays for injuries and damage to your vehicle
Depending on the state you live in, you may be required to carry uninsured motorist coverage. This type of insurance pays for injuries and damages to your vehicle if you are involved in an accident with an at-fault driver who doesn't have liability insurance. It is often offered as part of your auto insurance policy.
This type of insurance can help you pay for medical expenses, lost wages, and pain and suffering after an accident. You can also choose to include coverage for pedestrians and bicyclists in your policy.
Uninsured motorist coverage typically costs less than other types of insurance. It can also help you save thousands of dollars. However, there are reporting requirements that you must meet if you want to file a claim. This is designed to stop fraudulent claims.
Uninsured motorist coverage costs about $50 to $75 per year for bodily injury. The limit can vary by state and policyholder risk factors. It also pays for property damage and medical bills.
It may also be sold separately. It pays for injuries to pedestrians, bicyclists, and passengers in your car if you are involved in an accident with another driver who doesn't have liability insurance.
You can also choose to carry Personal Injury Protection (PIP), which pays for medical expenses, reasonable and necessary medical bills, and lost earnings. It can also cover funeral costs.
You may also be able to purchase a no-fault coverage plan that pays for economic losses in an accident regardless of who is at fault. This type of policy is most often used by drivers who do not have bodily injury liability insurance. You may be able to add additional coverage to your policy that can be as high as double your bodily injury liability.
If you are in an accident with a hit and run driver, you may be able to file a claim with your own insurance company. However, you should be prepared to take pictures of the damage to your vehicle and document any information you can about the crash. You should also avoid interfering with emergency responders.
Time limits for filing a claim
Depending on your state, there may be time limits for filing a car accident claim. It is important to contact your insurance provider as soon as possible after the accident. If you delay, you risk denial of your claim. This is because the insurer must prove that waiting too long to file has prejudiced your case.
The length of time you have to file a claim is called the statute of limitations. Each state has a different statute of limitations, and this can vary greatly. Some states have two years, while others have six years. You can find a comprehensive list of statutes of limitations at Enjuris.
If you are under the age of 18, your statute of limitations is extended to three years. Your parent or guardian may file a claim on your behalf. However, your parent or guardian will also need to provide evidence that you are mentally capable of taking legal action. If you are mentally disabled, you may file when you are declared mentally competent by a psychiatric professional.
You should file your claim within a year of the crash. In addition, your claim must be filed within the time frame specified by your state. If you wait to file your claim, you will lose the right to seek compensation through a negotiated settlement.
If you were injured in the accident, you may be able to file a disability claim within 90 days of the crash. You must provide your insurer with any other evidence you may have. You may need to hire a personal injury attorney to help you file your claim.
You may also be able to file a claim if you were hit by a government entity. In many states, the statute of limitations is one year. If you want to file a claim against the government, you must file a notice of claim within 90 days of the crash. This notice will let the government institution evaluate your claim. Failure to serve a notice of claim within 90 days will result in your case being dismissed.